About 1.5 million households filed bankruptcy in the last year, making bankruptcy as common as college graduation and divorce. The recession has pushed more and more families into financial collapse-with unemployment, declines in retirement wealth, and falling house values destabilizing the American middle class. Broke explores the consequences of this unprecedented growth in consumer debt and shows how excessive borrowing undermines the prosperity of middle class America. While the recession that began in mid-2007 has widened the scope of the financial pain caused by overindebtedness, the problem predated that large-scale economic meltdown. And by all indicators, consumer debt will be a defining feature of middle-class families for years to come. The staples of middle-class life-going to college, buying a house, starting a small business-carry with them more financial risk than ever before, requiring more borrowing and new riskier forms of borrowing. This book reveals the people behind the statistics, looking closely at how people get to the point of serious financial distress, the hardships of dealing with overwhelming debt, and the difficulty of righting one’s financial life. In telling the stories of financial failures, this book exposes an all-too-real part of middle-class life that is often lost in the success stories that dominate the American economic narrative.Authored by experts in several disciplines, including economics, law, political science, psychology, and sociology, Broke presents analyses from an original, proprietary data set of unprecedented scope and detail, the 2007 Consumer Bankruptcy Project. Topics include class status, home ownership, educational attainment, impacts of self-employment, gender differences, economic security, and the emotional costs of bankruptcy. The book makes judicious use of illustrations to present key findings and concludes with a discussion of the implications of the data for contemporary policy debates.Â
PLACE YOUR ADVERT HERE
- ACCOUNTING PROJECT TOPICS AND MATERIALS3553
- EDUCATION PROJECT TOPICS AND MATERIALS3486
- ENGLISH AND LINGUISTIC PROJECT TOPICS AND MATERIALS2939
- COMPUTER SCIENCE PROJECT TOPICS AND MATERIALS FINAL YEAR1274
- BANKING AND FINANCE PROJECT TOPICS AND MATERIALS1250
- BUSINESS ADMINISTRATION PROJECT TOPICS AND MATERIALS1236
- EDUCATION FOUNDATION GUIDANCE AND COUNSELLING TOPICS AND MATERIALS1045
- ZOOLOGY PROJECT TOPICS AND MATERIALS1002
- MASS COMMUNICATION PROJECT TOPICS AND MATERIALS1001
- ANIMAL SCIENCE PROJECT TOPICS AND MATERIALS978
- LAW PROJECT TOPICS AND MATERIALS896
- ARTS EDUCATION PROJECT TOPICS AND MATERIALS844
- MARKETING PROJECT TOPICS AND MATERIALS690
- AGRICULTURAL EXTENSION PROJECT TOPICS AND MATERIALS676
- PUBLIC ADMINISTRATION PROJECT TOPICS AND MATERIALS654
LATEST PROJECTS
STUDIES ON SOME ASPECTS OF ANTHRACNOSE-BLIGHT-DIEBACK COMPLEX OF CULTIVARS OF GRAPEVINES (VITIS SPP.) IN...
GENETIC VARIABILITY STUDIES OF TWENTY POTATO GENOTYPES
RELATIONSHIP OF HAEMOGLOBIN AND POTASSIUM POLYMORPHISM WITH CONFORMATION, MILK PRODUCTION AND BLOOD BIOCHEMICAL PROFILES...
ADOPTION OF AGRICULTURAL INNOVATIONS AMONG MEMBERS AND NON-MEMBERS OF WOMEN CO-OPERATIVE SOCIETIES IN OJU...
SMALL FARMER CREDIT WITH PARTICULAR REFERENCE TO NIGERIA
DISCLAIMER
All undertaking works, records and reports posted on this website, modishproject.com are the property/copyright of their individual proprietors. They are for research reference/direction purposes and the works are publicly supported. Do not present another person’s work as your own to maintain a strategic distance from counterfeiting its results. Use it as a guide and not to duplicate the work in exactly the same words (verbatim). modishproject.com is a vault of exploration works simply like academia.edu, researchgate.net, scribd.com, docsity.com, coursehero and numerous different stages where clients transfer works. The paid membership on modishproject.com is a method by which the site is kept up to help Open Education. In the event that you see your work posted here, and you need it to be eliminated/credited, it would be ideal if you call us on +2348053692035 or send us a mail along with the web address linked to the work, to [email protected]. We will answer to and honor each solicitation. Kindly note notification it might take up to 24 - 48 hours to handle your solicitation.