ABSTRACT
Organizations like Banks give loan to their customers based on certain conditions given by the loan scheme management board. These conditions must be clearly met by the customers before they qualify for the loan they are begging for.
In this research, the loan scheme management system was studies in detail. The concept was well understood and the pros and cons were ascertained.
The loan scheme management system was computerized in this case. Efforts wee made to make them clear to everyone.
The solutions were provided in a new computerized system developed in this study. The new system is timely automatic, comprehensive, interactive and energy saving.
TABLE OF CONTENT
Title page i
Approval page ii
Dedication iii
Acknowledgement iv
Abstract v
Table of content vi
Chapter one
1.0 Introduction 1
- statement
of the problem 2
- Purpose of study 3
- Aims and objective of the study 3
- Scope of study 4
- Constraints 4
- Assumptions 5
- Definition of terms. 5
Chapter two
- Literature review 7
Chapter three
- Description
and analysis of the existing system 10
- Method of data collection 11
- Objective of the existing system 11
- Organizational chart 12
- Input/process/output analysis 13
- Information flow diagram 15
Chapter four
Design of new system 16
- Output
specification and design 16
- Input specification and design 17
- File design 17
- Procedure chat 19
- System flowchart 20
Chapter five
5.0 Implementation 22
- Program
design 22
- Program flowcharts 24
- Pseudo code 25
Chapter six
- Documentation 27
Chapter seven
Summary, recommendation and conclusion 29
- Summary 29
- Recommendation 29
- Conclusion 30
CHAPTER ONE
INTRODUCTION
Loan service for small organizations individuals was initiated after a number of considerations on the banking system. Major Banks are mainly guided by financial profit for their shareholders. They are after minimization of financial risks. Such strategies don’t leave much room to people on low income or even small organizations that strive for their survival.
This research studied the computer-based loan scheme management system-as was done in Harvard Trust Bank Enugu. Loans are readily given to people who have an account (mostly current Account) in the Harvard Trust Bank. Apart from being a customer to the necessary for giving him loan. Such conditions may include: provision of collateral security, having at lest one guarantor and filling the bank loan management form. The collateral security must be a landed property before the bank will accept it. Also, the guarantor must have an account in that bank and must be a reportable person in the society.
The role of computer in loan scheme management can never be overemphasized. The computerized bank loan management form enables bankers to work without stress. Information can be updated as soon as a positive change occurs.
I therefore recommend this project to all who may like to have a look at what the topic is all about. The research work will enable them know the importance of computer in loan scheme management which yield fruitful results as that of other fields of human endeavour.
- STATEMENT OF THE PROBLEM
The events of loan scheme management system have been documented. This research will evaluate the perceived motion of computer-based loan scheme management system.
In doing so, attempts will be made to answer the following questions:
What steps are taken in designing a computer-base loan scheme management system?
How can a computer-base loan scheme management be implemented?
What are the implications of not meeting the above requirements?
How far have the computer-base loan scheme management system gone in achieving the desired goals?