ASSESSMENT OF THE EFFECTS OF BANKING REFORMS IN THE DEVELOPMENT OF SMALL AND MEDIUM ENTERPRISE IN KADUNA NORTH LOCAL GOVERNMENT

ASSESSMENT OF THE EFFECTS OF BANKING REFORMS IN THE DEVELOPMENT OF SMALL AND MEDIUM ENTERPRISE IN KADUNA NORTH LOCAL GOVERNMENT

ABSTRACT

This research is to critically evaluate the prospect of Nigerian banking reforms towards economic development. The reforms contribute in no small measure to the growth and development of Nigeria’s economy and this has propelled the researcher to embark on this research. The researcher divided the work into five chapters. In this research work the aims and objectives of the statement was highlighted the beneficiaries from this project the scope and problems encountered in the course of the research was also highlighted. The work of some other was reviewed, and method used in gathering the information for this research was also highlighted. The information gather so far was presented in and analyse in using statistical table and simple percentage for easy understanding. The hypothesis formulated was tested and the result proof that commercial banks play more than a significant role in economic development of Nigeria. The researcher also draw a summary, and also recommendations for further study

TABLE OF CONTENTS

CHAPTER ONE

1.1     Background of the study-        –        –        –        –        –        –        1

1.2     Statement of the Problem        –        –        –        –        –        –        2

1.3     Objectives of the study –                  –        –        –        –        3

1.4     Research Hypothesis     –        –        –        –        –        –        3

1.5     Significance of the study         –        –        –        –        –        –        3

1.6     Scope and Limitation of the study    –        –        –        –        4

1.7     Definition of Terms       –        –        –        –        –        –        -5

CHAPTER TWO- Literature Review

2.0     Introduction –       –        –        –        –        –        –        –        7

2.1     Definition of Banking    –        –        –        –        –        –        7

2.2     Evolution of the Nigerian Banking Sector –        –        –        8

2.3     Brief History of banking consolidation on the Financial

Market and Economic Development –        –        –        –        10

2.4     Review of trend of thoughts on banking reform   –        –        13

2.5     Characteristics of the Nigerian Banking Industry Before

The Consolidation Programme         –        –        —       –        –        15

2.6     Need for Consolidation –        –        –        –        –        –        16

2.7     Banking Sector and the Economic    –        –        –        –        17

2.8     Factors that Militate Against the 2004 Banking reforms,                 18

2.9     Possible way out of the Banking reform of 2004           –                  20

2.10   Prospects Problems and Challenges of an efficient

Payments system in Nigeria    –        –        –        –        –        21

2.11   The Impact of Nigerian banking Industrial on Economic

Growth and Development       –        –        –        –        –        22

CHAPTER THREE- Research Methodology

3.0     Introduction         –        –        –        –        –        –        –        25

3.1     Research Design   –        –        –        –        –        –        –        25

3.2     Research Population –    –        –        –        –        –        –        26

3.3     Sample and Sampling Technique –             –        –        –        26

3.4     Source of Data Collection       –        –        –        –        –        26

3.5     Method of Data Collection      –        –        –        –        –        27

3.6     Method of Data Analysis                  –        –        –        –        –        27

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ASSESSMENT OF THE EFFECTS OF BANKING REFORMS IN THE DEVELOPMENT OF SMALL AND MEDIUM ENTERPRISE IN KADUNA NORTH LOCAL GOVERNMENT