ABSTRACT
This research work examined the effect of regulation and supervision in banking sector in Nigeria, using selected banks in Uyo, Akwa Ibom state, as a case study. To accomplish the research objective, the study adopted the survey design method while the Taro Yaman method was used to select (139) respondent as sample size for the study. Instrument for data collection was a self developed questionnaire and the forms are administered personally. They data collected were arrange in tables and analyzed using sample descriptive statistical method. findings from the study revealed that the regulatory and the supervisory roles of central bank includes; to issue legal tender, promote monetary and sound financial environment, to act as bankers bank. The extent in which central bank performs are; its roles on banking system in Nigeria are; solving the problem of banks failure, formulating monetary and fiscal policies, safeguarding the economy and consumers protection. The activities of bank regulation and supervision are checking the circulation of money in the banking sector, providing payment and withdrawal facilities easy customers, taking measure to mitigate the tight liquidity conditions on the banking systems. Based on the findings, the following recommendation were made by the researcher; that the central bank of Nigeria should ensure good detection of fraud to enable them carryout effective regulation and supervision in banking sector in Nigeria.  Â
TABLE OF CONTENTS
PAGES
Title Page
Approval Page – – – – – – – – ii
Certification – – – – – – – – – iii
Dedication – – – – – – – – – iv
Acknowledgements – – – – – – – v
Abstract – – – – – – – – – vii
List of Tables – – – – – – – – viii
Table of Contents – – – – – – – – ix
CHAPTER ONE
INTRODUCTION
- Background of the Study – – – – – – 1
- Statement of the Problem – – – – – – 3
- Objectives of the Study – – – – – – – 4
- Research Questions – – – – – – 4
- Scope of the Study – – – – – – 5
- Limitations of the Study – – – – – – 5
- Significance of the Study – – – – – – 6
- Organization of the Study – – – – – 7
- Definition of Terms – – – – – – 8
PAGES
CHAPTER TWO
REVIEW OF RELATED LITERATURE
2.1 Conceptual Framework – – – – – – – 10
2.1.1 Concept of Central Bank Regulation and Supervision –       –       10
2.1.2 History of the Banking Sector – – – – – – – 13
2.1.3 Effects of Liquidity Requirement on the Banking Sectors in Nigeria 17
2.1.4Â Effect of Financial Reporting Disclosure requirement on
the banking sector – – – – – – – – 18
2.1.5 Effects of Capital Requirement on the Banking Sector in Nigeria 19
2.1.6 The effect of risk based supervision on the banking sector in Nigeria 21
2.1.7 Challenges of Central Bank Regulation and Supervision – – 23
2.1.8 Strategies of Regulating and Supervising the banking sector
by the Central Bank of Nigeria – – – – – – 24
2.2Â Â Â Â Theoretical Framework –Â Â Â Â Â Â Â –Â Â Â Â Â Â Â –Â Â Â Â Â Â Â –Â Â Â Â Â Â Â –Â Â Â Â Â Â Â –Â Â Â Â Â Â Â –Â Â Â Â Â Â Â 26
2.3 Empirical Framework – – – – – – – 27
CHAPTER THREE
RESEARCH DESIGN AND METHODOLOGY
3.1 Research Design – – – – – – – 29
3.2 Population of the Study – – – – – – – 29
3.3 Sample and Sampling Technique – – – – – 30
3.4 Sample Size – – – – – – – – 30
3.5Â Â Â Â Instrumentation – –Â Â Â Â Â Â Â –Â Â Â Â Â Â Â –Â Â Â Â Â Â Â –Â Â Â Â Â Â Â –Â Â Â Â Â Â Â –Â Â Â Â Â Â Â –Â Â Â Â Â Â Â –Â Â Â Â Â Â Â 31
3.5 Method of Data Analysis – – – – – – 32
3.6 Problems of Data Collection – – – – – – 32
CHAPTER FOUR
DATA PRESENTATION, ANALYSIS AND INTERPRETATION
- Analysis of Research Questions – – – – – – 33
- Research Question One – – – – – – – 33
- Research Question Two – – – – – – – 34
- Research Question Three – – – – – – – 36
- Research Question Four – – – – – – – 37
- Discussion of Findings – – – – – – – 38
CHAPTER FIVE
SUMMARY OF FINDINGS, CONCLUSION AND
RECOMMENDATIONS
5.1 Summary of Findings – – – – – – – 41
5.2 Conclusion – – – – – – – – – 41
5.3 Recommendations – – – – – – – – 42 References
Appendix
