FINANCING SMALL-SCALE INDUSTRIES IN NIGERIA

FINANCING SMALL-SCALE INDUSTRIES IN NIGERIA (A CASE STUDY OF ENUGU STATE )

ABSTRACT: This study titled financing small-scale industries in Nigeria is aimed all determining the way by which development bank help to finance small-scale industries and solve some of their problems which include inability to procure necessary equipment.  Lack of technical and managerial expertise, inadequate raw materials etc. Consequently, we were able to find out the banks that contribute immensely to the financing of small-scale industries in Nigeria. In conclusion, the recommendations arrived at will encourage commercial banks to finance the projects a small scale industry through the disbursement of funds.

TABLE OF CONTENTS

CHAPTER ONE

1.0   INTRODUCTION

1.1   BACKGROUND OF STUDY

1.2   STATEMENT OF PROBLEM

1.3   PURPOSE OF THE STUDY

1.4   DEFINITION OF THE TERM

CHAPTER TWO

1. REVIEW OF RELATED LITERATURE

2.1   NATURE AND CHARACTERISTIC OF NIGERIA SMALL-SCALE ENTERPRISES

2.2   THE ROLE OF SMALL-SCALE INDUSTRIES

2.3   ADVANTAGES OF SMALL-SCALE INDUSTRIES IN NIGERIA

2.4   MAJOR DISADVANTAGES OF SMALL-SCALE ENTERPRISES

2.5   REVIEW OF MAIN SOURCES OF FINANCING AND PROMOTING SSES

2.6   THE ROLE OF GOVERNEMTN IN FINANCING AND PROMOTING SSES

2.7   OPTION FOR IMPROVED ACCESS TO CREDIT FOR SSES

CHAPTER THREE

3.1   SUMMARY

3.2   CONCLUSION

3.3   RECOMMENDATION

REFERENCE

CHAPTER ONE

INTRODUCTION

1. BACKGROUND OF THE STUDY

Industrial development involves development of a technical arrangement that moves an economy from the traditional method of production to a more complex system of mass manufacturing of variety of goods of services involving technology and management techniques.

Industrialization tends to propel growth and quicken the achievement of structural transformation and diversification of economy.  It enable a country to utilize it’s factor endowments and depends less on external sector for its growth and sustenance.  They provide employment for a substantial proportion of the industrial establishment.  Therefore, due to the above mentioned role played by industrial sector, that is small-scale industries in the economy it requires some financial support from government for the smooth running of the industries.

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FINANCING SMAL-SCALE INDUSTRIES IN NIGERIA (A CASE STUDY OF ENUGU STATE )