THE PROBLEMS ENCOUNTERED BY INTERMEDIARIES IN THE NIGERIA INSURANCE INDUSTRY AND THE FUTURE PROSPECTS

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THE PROBLEMS ENCOUNTERED BY INTERMEDIARIES IN THE NIGERIA INSURANCE INDUSTRY AND THE FUTURE PROSPECTS

TABLE OF CONTENTS

CHAPTER ONE

  1. Introduction

1.1     Background of Study

  1. Statement of Problem
  2. Objective of Study
  3. Significance of the Study
  4. Scope and Limitation of Study
  5. Definition of Terms
  6. References

 

CHAPTER TWO

  1. Review of the Related Literature

2.1     Definition of Intermediaries

  1. Insurance Broker
  2. Insurance Agent
  3. The Effect of People’s Ignorance to the Intermediaries and Insurance Industry
  4. The Effect of Political Instability to Insurance Industry
  5. The Effect of Insurance Company at Unsuitable Area to Intermediaries
  6. The Effect of Poor Image of Intermediaries
  7. Task of Intermediaries

 

CHAPTER THREE

  1. Research Methodology

3.1     Research Design

  1. Sources of Data
  2. Method of Data Collection
  3. Sample Size
  4. Validity and Reliability of Instrument
  5. References

 

CHAPTER FOUR

  1. Data Presentation and Analysis

 

CHAPTER FIVE

  1. Summary of Findings, Conclusion and Recommendation

5.1     Summary of Findings

  1. Recommendation
  2. Conclusion

Bibliography

 

CHAPTER ONE

 

  1. INTRODUCTION

1.1     BACKGROUND OF THE STUDY

The need for intermediaries in insurance market in Nigeria is an issue which its important cannot be over emphasized.

Research has shown that the problems encountered by the intermediaries has an impact on the growth of insurance level in our society, there is a wide spread of lack of what benefit it is to the society. Research has shown that there is a significant relationship between the extent to which one understands and the importance one attaches to insurance. The more clear and understandable one finds insurance to be and the more likely it is that the insurance intermediaries will be know the importance of insurance before the facilitators can be recognized. This shows that low level of literacy constitutes to the problems encountered by the insurance intermediaries. Because the intermediaries work for the insurance company, any problem that affects the company affects them.

The experience of some people who had be dealings with insurance over the years ha snot be very cordial such unfavourable relationship had been publicize over the years that it has created a poor perception of insurance intermediaries and the insurance companies to the general public. Insurance have not help issues by their reticent in publishing their activities. One has to be aware of insurance before one makes a conscious effort to understand what it is all about.  The insurance industry has the duty to create awareness of the existences of their intermediaries and their industry in the minds of the public.

Individual insurance companies have the responsibility of letting the public know that its intermediaries exist and what functions they perform. Literature such as one of the roles of insurance companies and intermediaries to individuals and the society in general should be widely circulated.

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THE PROBLEMS ENCOUNTERED BY INTERMEDIARIES IN THE NIGERIA INSURANCE INDUSTRY AND THE FUTURE PROSPECTS

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