The Role Of Commercial Banks In Agricultural Financing In Enugu State

ABSTRACT: The object of this study is to determine the vital role played by commercial banks in Agricultural financing in Enugu State which has been a major handicap to agricultural development today. The study arose from the fact the guest to achieve self sufficiency in food production which is the greatest and highest priority area facing most of the world’s people today. Apart from the role of oil economy today, agriculture still remains the major stay of the Nigeria Economy as it provides majority of the populace with employment, income and food.         As a business venture, it cannot be executed extensively unless funds is available for replacement and capital equipment procurement to enhance a quicker, clearer and more comprehensive of the important of this study. This work is divided into three chapters. Chapter one deals with statement of problem, brief history of Afribank PLC purpose and significant of the study scope and limitation of the study and definition of terms. Chapter two deals with review of related literature which includes policy and means to boost agricultural scheme, types of loan factors and risk in agricultural financing and costly constraints to agricultural financing. Chapter three deals with findings recommendation and conclusion.

PROPOSAL

The role of commercial banks in agricultural financing in Enugu state.

The commercial banks had played sufficient roles to the agricultural financing in Enugu state. The role played by the commercial bank to the agricultural financing had been the major development of agriculture in Enugu state up till today.

The role of commercial bank to the agriculture has resulted to adequate food production, employment and the most economic development in no doubt had made agriculture one of the pillars of the Nigerians living.

The purpose of the study is to determine and detects those roles played by the commercial banks to the agricultural financing in Enugu state. And how it can enhances agricultural development of Enugu state and also ways of encouraging those roles for the betterments of Nigeria and Enugu state in particular.

However, without the role of the commercial banks, agriculture will not be at this level due to lack of funds and some other factors handled by the commercial banks.

TABLE OF CONTENT

CHAPTER ONE

1.    Introduction
2.    Statement of the problems
3.    Brief history of Afribank plc
4.    Purpose of the study
5.    Significance/importance of the study
6.    Scope and limitation of the study
7.    Definition of terms