CONTRIBUTIONS OF WOMEN CO-OPERATIVES TO WOMEN’S ACCESS TO CREDIT IN NIGERIA (A CAST STUDY OF SELECTED WOMEN COOPERATIVES IN UMUAHIA NORTH LOCAL GOVERNMENT AREA)
ABSTRACT
This research work was undertaken to examine and analyzed the contribution of women cooperative to women’s access to credit in Nigeria in a selected women cooperative in Umuahia North L.G.A.
In this work, a sample of two distinctive cooperative which involve themselves in carrying out some activities such as farming, processing, marketing production of loan and women access to credit activities in the economy were studied farmers multipurpose cooperative societies. This work covered a period of six years from 2002 to 2008.
The data were mainly collected through field survey with questionnaire and personal interview directed to respective societies, the researcher also used secondary data to source for the information used. The researcher finding revealed the contribution of women cooperative to women’s access to credit in Nigeria through numerous activities in which they engage in, but it was also revealed that there are some clung in the wheel of their progress. These ranged from erratic changes in government policies and programs, poor funding in promotional effort, lack of access to credit, insufficient cooperative education and awareness to inadequate capital mobilization by societies.
Based on the finding of the researcher some recommendation were made on how to panacea and eradicate this in carrying out their economic activities towards women contribution and access to credit to the financial institution in Nigeria.
TABLE OF CONTENT
Title Page
Certification
Dedication
Acknowledgment
Abstract
Table of Contents
CHAPTER ONE
1.0 INTRODUCTION
1.1 General Over View of the Study
1.2 Statement of Problems
1.3 Objective of the Study
1.4 Scope of the Study
1.5 Hypothesis
1.6 Significance of Study
1.7 Limitations of the Study
1.8 Definition of Terms
CHAPTER TWO
2.0 LITERATURE REVIEW
2.1 The Nature of Women Cooperatives
2.2 The Concept of Access of Credit
2.3 Women’s Access to Credit in Developing Countries
2.4 Women’s Role in the Economy
2.5 Types of Co-operatives Formed by Women
2.6 Cooperatives and Access to Credit
2.7 The Importance of Women Co-Operatives
References
CHAPTER THREE
3.0 RESEARCH METHODOLOGY
3.1 Introductions
3.2 Research Design
3.3 Sampling Design
3.4 Methods of Data Collection
3.5 Procedure for Processing Data
CHAPTER FOUR
4.0 PRESENTATION AND ANALYSIS OF DATA
4.1 Presentation of Data
4.3 Test of Hypothesis
CHAPTER FIVE
5.0 SUMMARY, CONCLUSION AND RECOMMENDATION
5.1 Summary
5.2 Conclusion
5.3 Recommendation
Appendix
Bibliography
