CHAPTER ONE
 INTRODUCTION
BACKGROUND OF THE STUDY
Marketing concept, the satisfying need and want of the target is better than the competitors at a profit, need not to be over emphasized. Marketing can also be in action or business of promoting and selling product or services. Though it was rarely practiced in the past by services industry. The laggard posture of services marketers in applying this marketing philosophy could also be trace to inseparability nature of services.
Apparently, owing to the very nature of banking service, it ought not to be treated in exactly the same way as other manufacturing firs,
Banking marketing must essentially perform two different functions.
it must attract deposit on one hand it must attract borrowers and users of services on the other hand.
The dualistic of banking business entails marking problem that is more complicated than those confronting after business concern.
However, in recent times, there have been driven from the market due to their inability to meet up with the N25 billion capital base.
The banking industry now being the survival of the fittest has posed a lot of competitive problems on the survivors bank, both the old and new generation bank which have forced the marketing concept and its application in order to fight competition favourably and make more profit.
