ABSTRACT
The purpose if writing this project is for the partial fulfillment of the requirement for the award of higher national diploma in business administration and management.
This research project is aimed at examine the role of banking supervision and examination in Nigeria, using Union Bank of Nigeria Plc, Ilorin as the case study.
The project work is going to critically evaluate the problems such as poor management and loss of depositors funds encountered by the Nigeria financial institution. As a result of this problems. The research work be carry out with the aim of analysis and finding a lasting solution to this stated problems of Banking in Nigerian. The research project will also analyze then reasons why banking need to be supervise and examine, the conduct of supervisor and examined on site function and offsite functions, licensing, operational requirement at reserved requirement.
The research methodology is to give a
comprehensive report of the methodology employed in collecting information. In
this study the research will made use of both primary and secondary source if
data in setting necessary information that is needed in writing this project.
Chapter four deals with the presentation and analysis of data collected with
the use of statistics instrument. There is needs to analysis the data collected
since, all the data that is going to be gather is through concise use of
questionnaire. Chapter five is the concluding part and some useful
recommendation is going to be made to further ensure the role of banking
supervision and examination in Nigeria.
TABLE OF CONTENTS
Title Page i
Certification ii
Dedication iii
Acknowledgement iv
Abstract vi
Table of contents vii
CHAPTER ONE
INTRODUCTION 1
- General reading                                      2
- Statement of the problem                      3
- Significance of the study                         4
- Objectives of the study                            5
- Definition of terms                                  6
- Limitation of the study                            7
- Background of the study                         9
CHAPTER TWO
- Review of literature                                         13
- Why are the banks supervised and examined 15
- The legal frame work                                              17
- The conduct of supervision and examination 18
- On the site function                                        19
- Off site function                                              20
- Operational requirement                                 22
- Reserve requirement                                               24
- The Nigeria deposited insurance corporation  26
CHAPTER THREE
3.0 Methodology 30
3.1 Research design 30
3.2 Source of data 31
3.3 Sampling size and procedure 32
3.4 Data collection and procedure 33
3.5 Data analysis of single percentage 34
CHAPTER FOUR
4.0 Analysis of data 37
4.1 Name of people to whom the question were administered. 38
CHAPTER FIVE
- Summary                                                        51
- Conclusion / recommendation                               52
- Bibliography                                                   54
- Appendix
CHAPTER ONE
1.1 GENERAL READING
The banking system in nigeria started many years ago commercial banking activities started in Nigeria in 1892.
However, in other to promote the growth of domestic money and capital market and central bank of Nigeria was established by the central bank of Nigeria act of 1958.
One of the principal objectives of central bank of Nigeria is to promote monetary stability and sundry in the financial system.
       Over the years the central bank of Nigeria as conducted regular supervision and examination of banks as a means of maintaining close watch on banking corporation to ensure that banks comply with banking laws and other directive stipulated by the monetary authorities. This help to promote high leveled quality banking services are maintained.
       The central bank of Nigeria took over the entire functions of banking supervision and examination in January 1966, and on the awareness that adequate and proper supervision demanded and specialized institution that would bring together an experienced team of banks and other related professionals to facilitate the functions of bank supervision.
